Long Term Care Insurance:
A long-term care insurance policy assists in funding the costs of that care when you have a chronic medical condition, a disability, or a disorder such as Alzheimer’s disease. Traditionally, long-term care insurance policies send a reimbursement check to the client for services paid out of pocket.

Getting Started:
We accept all long-term care insurance (LTC) and have decades of experience working with long-term care insurance companies Chesapeake Caregivers works with many insurance companies including MetLife, Genworth, CNA, among many others and are able to assist you through the process of initiating and maintaining long-term care insurance benefits.

Assessments:
Many long-term care insurance companies require a RN Assessment. We have our staff RN complete an assessment within the first 90 days and every 120 days thereafter. Chesapeake Caregivers will send the assessments to the long-term care Insurance company for review.

Reimbursement:
Chesapeake Caregivers will send the invoice to the client to pay. To reduce the burden on clients, we will submit the invoice and any supporting documents, such as daily care notes & assessments to the long-term care insurance company. If you prefer, we can work with you on setting up a payment option where the long-term care insurance company sends payment directly to Chesapeake Caregivers.

Resolving Issues:
If any problems occur, such as receiving reimbursement(s), initiating a claim, submitting paperwork or any other issues, we will contact the long-term care insurance company on your behalf to resolve the situation.